Developer: Monarch Money | Free Plan: No (7-day trial only) | Starting Price: $99.99/year (~$8.33/month) | Best For: Couples and households wanting a shared budget, and users with multiple accounts wanting net worth tracking
Developer: Copilot Money | Free Plan: No (1-month trial only) | Starting Price: $95/year (~$7.92/month) | Best For: Solo iPhone and Mac users wanting polished, near-automatic budgeting and investment tracking
Developer: Pigment | Free Plan: No (sales-led demo only) | Starting Price: Custom, sales-led (no public flat rate) | Best For: Mid-market and enterprise finance teams outgrowing spreadsheets, and cross-functional planning across finance, sales, and HR
Developer: Numeric | Free Plan: No (demo-led evaluation) | Starting Price: Custom, per-user/month for Essentials (quote-only) | Best For: Mid-market accounting teams on NetSuite, Sage Intacct, or QuickBooks wanting faster, audit-ready close
Developer: Intuit | Free Plan: Yes (simple Form 1040 returns, ~37% of filers qualify) | Starting Price: $79 federal + $39 state (Deluxe) | Best For: Simple filers wanting free DIY filing, and anyone wanting live expert tax help
Developer: Cleo | Free Plan: Yes (AI chatbot, auto-categorization, basic budgeting) | Starting Price: $5.99/month (Plus, cash advances up to $250) | Best For: Users who prefer chatting about their money, and people occasionally needing a small cash advance